Capital limitations hinder banks from meeting regulations on capital adequacy ratio (CAR) and performing their business due to a series of other regulations.
After four years of restructuring the banking system, total charter capital owned by the State Bank of Vietnam (SBV) at commercial banks increased 1.7 times.
The total charter capital of the country's 12 smallest commercial banks by the end of the second quarter was worth only 37.694 trillion VND (1.675 billion USD).