July's outstanding loans from Hanoi-based commercial banks reached roughly 669.717 trillion VND (31.5 billion USD), up 1.9 percent month-on-month, according to the municipal Statistics Department.
 
Overall, short-term loans increased 2.1 percent month-on-month, while the rates for medium- and long-term loans increased 1.7 percent.

Total deposits for the banks in July are estimated to increase 2.3 percent month-on-month to 959.45 trillion VND (45.69 billion USD).

HCM City has not released this month's statistics, but last month the city's deposits and lending values experienced their biggest increase since the beginning of the year.

According to the HCM City Statistics Department, total deposits reached 1,054 trillion VND (50.2 billion USD) in the beginning of July, an increase of 1.7 percent month-on-month, and up 11 percent from previous year.

Deposits in foreign currencies accounted for nearly 16 percent of total deposits, down 18.2 percent from 2012; while local deposits accounted for 84 percent, up 19 percent from the prior year.

The city's outstanding loans reached 894.6 trillion VND (42.6 billion USD) in the beginning of July, up 1.9 percent from the previous month and up 16.7 percent over last year's figures.
 
Foreign currency loans accounted for 18 percent of all total loans, and were down 20.2 percent from 2012; while loans in dong accounted for 82 percent, an increase of nearly 30 percent.

State-owned banks reported their highest increase in deposits in June, up 2.63 percent; while joint-stock banks showed the highest lending growth, at 2.57 percent.-VNA