According to the State Bank of Vietnam (SBV), by the end of November 2025, outstanding green credit was estimated at around 750 trillion VND (28.55 billion USD), with an average growth rate exceeding that of overall credit in the economy.
Lending rates continue to fall, with the average new rate now at 6.23%, down 0.7 percentage points since late 2024, easing access to credit and supporting economic growth.
Credit growth for agriculture and rural development in Vietnam rose 5.31% in the first half of 2025, representing 23.16% of total loans, easing the sector’s long-standing capital shortage.
The Viet Dragon Securities Company (VDSC) said that bad debts might continue to increase slightly this year, after a circular allowing banks to reschedule debt repayment periods and maintain the debt group for certain sectors expired at the end of 2024.
Bank credit has significantly contributed to agricultural and rural development in Ho Chi Minh City, Nguyen Duc Lenh, Deputy Director of the State Bank of Vietnam’s HCM City office, told a conference on October 17.
The Vietnam Oil and Gas Group (Petrovietnam) tops the list of ten strongest brands in Vietnam in 2024, selected by readers of Tap Chi Kinh Te Viet Nam / VnEconomy / Vietnam Economic Times.
While private joint stock commercial banks have increased capital significantly so far this year, the capital for State-owned commercial banks has remained stagnant.
Vietcombank has become the first bank in Vietnam to stop offering SJC-branded gold bars on its website and sell them through its banking app from August 27.
The Ministry of Construction has agreed with the State Bank of Vietnam (SBV)’s proposal to offer preferential lending rates for homebuyers who borrow from the 120 trillion VND (4.72 billion USD) social housing credit package, at 3-5 percentage points lower than the average.
Vietnam’s four largest commercial banks - Vietcombank, BIDV, Agribank and VietinBank (the Big 4) - in 2023 accounted for 41.9% of total outstanding loans and about 50% of the total deposits of the country's banking system.
The Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continued slashing deposit interest rates on January 12, with the lowest standing at 1.7% per year.
Credit ratings agency Fitch Ratings has recently revealed upgrades for several banks, in the wake of its decision to raise Vietnam's national credit rating to BB+ with a long-term outlook of "Stable".
Deposit interest rates at four major banks of Vietnam have been adjusted sharply, down by 0.2-0.4% per year from the previous listings, bringing the rate to 2.2% per year at the lowest.
A seminar discussing solutions to promote green credit in Vietnam was jointly held between the Vietnam Investment Review (a newspaper managed by the Ministry of Planning and Investment) and the Vietnam Bank for Agriculture and Rural Development (commonly known as Agribank in Vietnam) on December 4 in Hanoi.
The Vietnam Report JSC has recently published the list of the top 10 prestigious banks in Vietnam in 2023, which is its annual activity to recognise efforts to develop the prestige and brands of the financial-banking sector.
Legislators are scheduled to continue discussing the supplementary assessment of the implementation of the socio-economic development plan and State budget in 2022 as well as the performance of the socio-economic development plan and State budget in the first months of 2023 as part of the 15th National Assembly (NA)’s fifth session on June 1.
