Keyword: "SBV"

A draft circular proposes increasing the threshold to 400 million VND for loans issued by credit institutions and 200 million VND for those provided by people’s credit funds.

In the coming period, the SBV will calibrate interest rate management in line with macroeconomic developments and inflation trends, while requiring credit institutions to publicly disclose lending rates to enhance transparency.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,298 VND/USD, and the floor rate 23,794 VND/USD.

Under the draft, banks and intermediary payment service providers must inform customers before deploying AI-powered tools such as virtual assistants, automated hotlines and chatbots in customer communications.

The initiative is a component of the technical assistance project “Inclusive and Climate Finance” funded by the Japanese Government through the Japan Fund for Prosperous and Resilient Asia and the Pacific (JFPR).

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,385 VND/USD, and the floor rate 23,873 VND/USD.

According to the State Bank of Vietnam (SBV), by the end of November 2025, outstanding green credit was estimated at around 750 trillion VND (28.55 billion USD), with an average growth rate exceeding that of overall credit in the economy.

Under a draft circular to replace Circular 32/2024/TT-NHNN, now open for public comment, many administrative procedures for establishing and relocating commercial bank branches and transaction offices will be significantly shortened.

The State Bank of Vietnam set the daily reference exchange rate at 25,153 VND/USD on December 3, unchanged from the previous day.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,411 VND/USD, and the floor rate 23,895 VND/USD.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,403 VND/USD, and the floor rate 23,889 VND/USD.

The State Bank of Vietnam to lift gold position limit for authorised banks from 2% to 5% of charter capital.

The State Bank of Vietnam set the daily reference exchange rate at 25,125 VND/USD on November 13, down 4 VND from the previous day.

The State Bank of Vietnam set the daily reference exchange rate at 25,103 VND/USD on November 7, up 3 VND from the previous day.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,350 VND/USD, and the floor rate 23,840 VND/USD.

Notable topics include cross-border knowledge sharing, international supply chains, and the innovation ecosystem; ESG controversies and the seven sins of banking; and a policy roundtable on the rise of shadow banking and financial stability.

From September 15, commercial banks and foreign bank branches must maintain a minimum capital adequacy ratio (CAR) of 8%, including at least 4.5% in Tier 1 core capital and 6% in Tier 1 capital.

The daily reference exchange rate is at 25,246 VND/USD on September 3, up 6 VND from August 29.

Many commercial banks have lowered lending rates — a key driver for credit expansion.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,502 VND/USD and the floor rate 23,978 VND/USD.